Mortgage And Foreclosure Attorney
At the Law Offices of Jeffrey S. Evans in Waynesboro, we bring decades of experience to all real estate matters involving mortgages and foreclosures. These cases are complex, and there tends to be a great deal at stake. With a mortgage and foreclosure lawyer from our law firm on your side, you can be confident that your rights and interests will be protected.
If you have been threatened with foreclosure, it is important that you speak with an attorney to help you understand your rights based on the loan documents you signed. People often try to modify their mortgage as a first step before talking to an attorney, only to wait and wait and ultimately not be approved, and instead left even further behind. While loan modification programs like Home Affordable Modification Program (HAMP) are good in theory, very few homeowners actually qualify for these programs and can benefit from them.
While we consider every option, we are a true foreclosure defense law firm. Our goal is to stop the foreclosure, and one of the key strategies we use is to carefully review the mortgage documentation. It is not uncommon for us to find that the paperwork is not correct and the mortgage holder does not actually have the right to foreclose, or that payments are not properly documented or there is some other error. We know how to find these errors, call them out and use them to stop the foreclosure process.
Claims Against Mortgage Companies
In many cases, upon review of home loan documentation, we find that the mortgage company has breached the terms of the agreement in trying to foreclose. We may find that there has been a violation of consumer protection laws or that unfair trade practices have been committed by the lender. In these cases, we may actually file a counterclaim against the mortgage company. We may sue the mortgage company, not only to stop foreclosure, but to obtain compensation for the lender’s wrongdoing.